Ceilings unfairly impact those who became victims of grievous personal injuries, whose situations could be improved by a proper award. Justice for the individual and the catastrophically injured person is sacrificed for the sake of predictability and ease of assessment.
Civil wrongs occur when a person wrongly suffers a loss caused by another person, a business, or government. Wrongful losses can be damage to property or reputation, unmet contractual obligations, physical or psychological injury, etc. Sometimes these wrongs fall into both criminal and civil legal categories. However, criminal wrongs require bad intent and are prosecuted and punishable by the state. On the other hand, Civil wrongs do not require bad intent and require private individuals to pursue justice on their own.